FHA loans are great for first-time homebuyers. They offer flexible qualification guidelines and require as little as 3.5% down.  

USDA loans offer 100% financing – meaning no down payment is required. These loans are designed for buyers with moderate income looking to purchase in rural areas. 

VA loans are exclusively for veterans, active-duty service members, and eligible military spouses. These loans offer no down payment, no private mortgage insurance, and competitive rates. A powerful benefit for those who have served! 

Conventional loans typically require higher credit scores and down payments starting at 3%. These are a great option for well-qualified buyers. They offer more flexibility when it comes to property types and loan terms. 

Our down payment assistance programs help make homeownership more affordable by covering part (or all) of your down payment. 

Bank statement loans are designed for self-employed borrowers who may not have traditional income documentation like W-2s or pay stubs. These loans are a great option for business owners, freelancers, or independent contractors.